Learn → Loan Types
Loan Types
There is no single "best" mortgage — only the loan that fits your goals, credit, and down payment. This hub breaks down FHA, VA, USDA, conventional, jumbo, DSCR, bridge, construction, and renovation loans so you can compare options with confidence and see which programs you may qualify for.
All Loan Types articles & guides
FHA-Approved Condos in Hawaii: Why the List Is Short, and How to Find One
Only a small number of Hawaii condos are FHA-approved, so you must confirm a unit qualifies before you fall in love with it. Here is how FHA condo approval works in Hawaii.
Read more
Can You Buy a 5 to 8 Unit Property With an FHA Loan?
No. FHA financing caps at 4 units. A 5-unit-or-larger building is commercial and needs different financing. Here is why, and what to use instead.
Read more
Assumable Mortgages: How to Take Over a VA or FHA Loan
An assumable mortgage lets a buyer take over a seller's VA, FHA, or USDA loan and its low rate. Learn the costs, the equity gap, and how to finance it.
Read more
Manufactured vs Modular vs Mobile Home Financing
The three terms finance very differently. Modular loans work like a regular mortgage, manufactured homes depend on titling, and pre-1976 mobile homes are hardest.
Read more
Land Loans Explained
A land loan finances vacant land, with a bigger down payment, higher rate, and shorter term than a mortgage. Terms depend on raw, unimproved, or improved land.
Read more
WVOE-Only Mortgages: Qualifying With Just a Verification of Employment
A WVOE-only mortgage qualifies you using a written Verification of Employment form from your employer, without the pay stubs, W-2s, and tax returns a traditional loan requires.
Read moreNot sure which loan fits?
Tell us about your goals and we will match you with the right program.
Prefer to talk? Call (866) 617-7381