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Loan Types

There is no single "best" mortgage — only the loan that fits your goals, credit, and down payment. This hub breaks down FHA, VA, USDA, conventional, jumbo, DSCR, bridge, construction, and renovation loans so you can compare options with confidence and see which programs you may qualify for.

All Loan Types articles & guides

Guide·Loan Types

Bridge Loans

Buy before you sell with short-term bridge financing.

Guide·Loan Types

Construction Loans

Finance the build of your new home from the ground up.

Guide·Loan Types

Rehab & Renovation Loans

Roll renovation costs into your mortgage and build instant equity.

Guide·Loan Types

Deep Dive: Multi-Unit FHA

Use FHA financing to buy a 2-4 unit property and offset your payment.

Guide·Loan Types

Deep Dive: Vacation Home Guide

Financing options and rules for buying a second or vacation home.

10 min read·Loan Types

USDA Loan Requirements Explained

To qualify for a USDA loan you need to buy in a USDA-eligible area and keep total household income at or below 115% of your county median. Here is how the location rule, the 2026 income limits, credit, DTI, and costs actually work on one of the last true zero-down loans.

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