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Loan Types

There is no single "best" mortgage — only the loan that fits your goals, credit, and down payment. This hub breaks down FHA, VA, USDA, conventional, jumbo, DSCR, bridge, construction, and renovation loans so you can compare options with confidence and see which programs you may qualify for.

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February 13, 2026

FHA Loan Requirements 2026: The Ultimate Guide to Low-Down-Payment Homeownership

Everything you need to know about FHA loans in 2026—credit scores, down payments, DTI ratios, MIP insurance, and real examples. Learn how to qualify with just 3.5% down.

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All Loan Types articles & guides

FHA Loans
Guide·Loan Types

FHA Loans

Low down payment, flexible-credit FHA financing explained.

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VA Loans
Guide·Loan Types

VA Loans

Zero-down home loans for veterans, service members, and eligible spouses.

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USDA Loans
Guide·Loan Types

USDA Loans

100% financing for eligible rural and suburban homes.

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Conventional Loans
Guide·Loan Types

Conventional Loans

Flexible conventional financing for a wide range of buyers.

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Jumbo Loans
Guide·Loan Types

Jumbo Loans

Financing above conforming limits for higher-priced homes.

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DSCR Loans
Guide·Loan Types

DSCR Loans

Investor financing that qualifies on property cash flow, not personal income.

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