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Home Buying
Buying a home is the biggest financial move most people ever make, and the process rewards preparation. This hub walks you through getting pre-approved, understanding down payment assistance, making a strong offer, and everything that happens on the way to closing day. Start here if you are planning your first purchase or your next one.
All Home Buying articles & guides
How to Buy a House With Little Money Saved
You can buy a home with very little saved by combining a low or zero down payment loan with down payment assistance and seller-paid or lender-paid closing costs.
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Buying a House When Self-Employed
Self-employed buyers can absolutely qualify for a mortgage. The process just verifies income differently than it does for a W-2 employee, using tax returns instead of pay stubs.
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First-Time Homebuyer Loan Options Explained
First-time buyers have more loan options than most people realize, ranging from zero down payment programs to specialized conventional products built specifically for buyers with limited savings.
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Common Mortgage Pre-Approval Mistakes First-Time Buyers Make
Pre-approval is one of the smartest moves a first-time buyer can make, but a handful of common mistakes trip people up again and again. Here are the ones to avoid and how to keep your home purchase on track.
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The Open House Trap: Why Buying Through the Listing Agent Could Cost You a Fortune
A buyer walks into an open house, falls in love, and lets the listing agent write the offer. What happens next can cost tens — sometimes hundreds — of thousands of dollars. Two real California cases, the research behind dual agency, and exactly what to do instead.
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From "We Really Like This House" to Getting It Under Contract: What I Tell Every First-Time Buyer
A practical, step-by-step guide to navigating your first home offer and negotiation in Southern California — from deciding on your number to getting under contract.
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