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Home Buying
Buying a home is the biggest financial move most people ever make, and the process rewards preparation. This hub walks you through getting pre-approved, understanding down payment assistance, making a strong offer, and everything that happens on the way to closing day. Start here if you are planning your first purchase or your next one.
All Home Buying articles & guides
Deep Dive: Home Closing Day
What actually happens on closing day and how to prepare for it.
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FHA Loans Plus a Down Payment Grant: How Little You Can Actually Bring to Closing
Combining an FHA loan with a down payment assistance grant can reduce what you bring to closing to as little as 0% to 1% of the purchase price, nationwide, not just in select states.
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How the Home Buying Process Works, Start to Finish
The home buying process has four stages: pre-approval, house hunting and making an offer, processing and underwriting, and closing.
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Down Payment Assistance Programs by State
Most states offer some form of down payment assistance, and many buyers qualify without realizing it.
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Down Payment Reality Check: How Much You Actually Need
You don't need 20% down to buy a house.
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Can I Use Income From Two Jobs to Qualify for a Mortgage?
Yes, lenders can count income from a second job, as long as it has a two-year history or a documented pattern that shows it's likely to continue.
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