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Home Buying
Buying a home is the biggest financial move most people ever make, and the process rewards preparation. This hub walks you through getting pre-approved, understanding down payment assistance, making a strong offer, and everything that happens on the way to closing day. Start here if you are planning your first purchase or your next one.
All Home Buying articles & guides
How to Buy a Foreclosed Home
Buying a foreclosure means purchasing a lender-repossessed home, often below market. Learn the three stages, financing options, and real risks.
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What Realtor Fees Actually Cost in 2026
Realtor commissions average about 5.7% of the sale price in 2026, split between listing and buyer agents. On a $400k home that's about $22,800.
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How to Afford a $300k House
To afford a $300,000 home you generally need about $54,000 to $75,000 in household income, and far less down payment than most people think, as little as 3% to 3.5%.
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How to Afford a $400k House
To afford a $400,000 home you generally need about $68,000 to $94,000 in household income and a down payment that can be far smaller than 20%, as little as 3% to 3.5%.
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How to Afford a $500k House
To afford a $500,000 home you generally need about $82,000 to $114,000 in household income, plus a down payment that can still be well under 20%.
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Mortgage Payment on a $600k House
The monthly payment on a $600,000 house at 6.25% is about $3,630 with 20% down. To afford it you generally need about $97,000 to $134,000 in household income.
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