Fontana, CA • Luxury
Fontana Jumbo Loans
Above $832,750
Premium new construction and upgraded builder homes. When conforming limits aren't enough.
Jumbo Quick Facts
Threshold:Above $832,750
Down Payment:10-20%
Credit Score:700+
Premium Fontana Areas
North Fontana
$800K-$1.2M
Premium master-planned
Summit Heights
$750K-$1M
Mountain view estates
Sierra Lakes
$700K-$900K
Lakefront premium
Success Stories
"Premium builder home just over the limit. Emmett's jumbo financing was smooth. Brand new 5-bedroom with all the upgrades!"
The Nguyen Family
North Fontana • January 2026
FAQs
When do I need a jumbo loan in Fontana?
For Fontana purchases above $832,750. Premium new construction and luxury homes in North Fontana may exceed conforming limits.
What are jumbo requirements?
Typically 10-20% down, 700+ credit, strong reserves. Well-qualified buyers get competitive jumbo rates.
Serving Fontana, California
Get Your Jumbo Quote
Connect with Emmett directly. Quick response, personalized guidance for your Fontana home purchase.
Why Contact Emmett?
- ✓ Local Fontana market expertise
- ✓ Access to 240+ wholesale lenders
- ✓ Same-day pre-qualification available
- ✓ No obligation, free consultation