Fontana, California
Fontana Conventional Loans
New Construction Ready
Conforming limit: $832,750. Perfect for Fontana's new developments.
Conventional Benefits
Down Payment:3-20%
PMI Cancellation:At 80% ✓
Upfront Fee:$0
Why Conventional?
Lower PMI
Cancels at 80% LTV
Builder Friendly
Works with all major builders
No Upfront Fee
Save vs FHA
Investment OK
Finance rentals too
Success Stories
"New construction, 15% down, great rate. Builder gave us $10K in closing costs. Conventional made more sense than FHA."
David & Christine Park
Sierra Lakes • December 2025
FAQs
What is the conforming loan limit in Fontana?
Fontana (San Bernardino County) has a 2026 conforming limit of $832,750. Most new construction and resales are within this limit.
Is conventional good for new construction?
Yes! Conventional loans work great with builders. Combine with builder incentives for closing cost help while keeping lower PMI.
Serving Fontana, California
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Why Contact Emmett?
- ✓ Local Fontana market expertise
- ✓ Access to 240+ wholesale lenders
- ✓ Same-day pre-qualification available
- ✓ No obligation, free consultation