Frisco, Texas – America\'s Fastest Growing City

FHA Loans in Frisco, TX

Buy in booming Frisco with just 3.5% down. Near The Star, PGA HQ, and world-class amenities.

$498K
FHA Loan Limit
3.5%
Min Down Payment
580+
Min Credit Score
220K
City Population
Emmett NMLS #233747
4.9★ Google Reviews
Frisco Market Expert
250+ Frisco Families Served
Modern Frisco Texas home near The Star development

Frisco offers modern living with world-class amenities

Why Buy a Home in Frisco with FHA?

#1 Fastest Growing

Frisco is America's fastest-growing large city. Get in now before prices climb further.

The Star & PGA HQ

Dallas Cowboys headquarters and PGA of America HQ bring 10,000+ jobs. Sports business hub.

8.5% Annual Growth

Frisco homes appreciate 8.5% annually—among the highest in DFW. Build equity fast.

Frisco ISD Excellence

Top-10 Texas school district. Multiple schools ranked nationally. Kids thrive here.

$5B Development

Universal Studios, PGA resort, and mixed-use developments. Billion-dollar investments.

Young Demographics

Median age 36. Young families and professionals. Vibrant community with energy.

Frisco Neighborhoods for FHA Buyers

These Frisco communities have options within the $541,287 FHA limit:

Stonebriar Townhomes

Price Range: $320K-$450K

Character: Near mall, low maintenance

Main Street Area

Price Range: $300K-$420K

Character: Original Frisco, historic charm

Near The Star

Price Range: $350K-$480K

Character: Cowboys HQ, urban feel

Frisco/Little Elm Border

Price Range: $280K-$400K

Character: Newer, affordable entry

Panther Creek

Price Range: $340K-$480K

Character: Established, good schools

Preston Ridge

Price Range: $320K-$460K

Character: Near Tollway, commuter-friendly

Frisco Homeowners Share Their Stories

Jake & Melissa Andrews
Jake & Melissa Andrews
Near The Star, Frisco

"Both work in sports marketing near The Star. Emmett found us a $420K townhome within walking distance. FHA made our Frisco dream possible with just 3.5% down!"

February 2026

Taylor Richardson
Taylor Richardson
Stonebriar Area, Frisco

"Young professional, wanted to be in Frisco ISD for the future. Emmett helped me find a $340K condo near Stonebriar. The FHA process was straightforward and I closed in 35 days."

January 2026

Calculate Your Frisco FHA Payment

See what you can afford in Frisco with our FHA mortgage calculator. Factor in Collin County taxes.

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Frisco FHA Loan FAQs

What is the FHA loan limit in Frisco, TX for 2026?

The 2026 FHA loan limit in Frisco is $541,287. While Frisco trends upscale, townhomes and smaller homes in older sections near Stonebriar and Main Street fall within FHA limits.

Which Frisco neighborhoods work for FHA buyers?

FHA-friendly Frisco options include townhomes near Stonebriar Centre, older sections near Main Street, and areas near the Frisco/Little Elm border. Condos near The Star also fall within limits.

Is Frisco too expensive for FHA buyers?

Not entirely. While Frisco's median price exceeds FHA limits, townhomes and condos from $300K-$480K exist. The key is working with a lender who knows Frisco's FHA-eligible inventory.

Can I work at The Star and buy in Frisco with FHA?

Yes! The Star (Dallas Cowboys HQ) has created thousands of jobs. Many young professionals working there use FHA for townhomes nearby. Your Cowboys employment strengthens your mortgage application.

Ready to Buy in Frisco?

Join the boom. Get into Frisco with just 3.5% down before prices climb higher.