FHA Loans in Arlington, TX
Buy in exciting Arlington with just 3.5% down. Home to Cowboys, Rangers, Six Flags, and UTA.
Arlington offers affordable homes minutes from world-class entertainment
Why Buy a Home in Arlington with FHA?
Sports Capital
AT&T Stadium (Cowboys) and Globe Life Field (Rangers). Live near the action and enjoy world-class events.
Entertainment Hub
Six Flags, Hurricane Harbor, live music venues. Never a dull moment in Arlington.
Affordable Value
Median $320K vs $450K+ in Dallas/Fort Worth. Your dollar goes further in Arlington.
UTA & Education
University of Texas at Arlington, plus solid K-12 schools. Great for students and families.
Central Location
20 minutes to Dallas, 15 to Fort Worth. Perfect mid-cities commute position.
5.8% Appreciation
Arlington values growing steadily. Affordable entry with solid appreciation upside.
Arlington Neighborhoods for FHA Buyers
Arlington neighborhoods with homes under the $541,287 FHA limit:
North Arlington
Price Range: $280K-$420K
Character: Family-friendly, good schools
Near UTA Campus
Price Range: $200K-$320K
Character: Student-friendly, investment potential
Southeast Arlington
Price Range: $220K-$350K
Character: Value-focused, established
Pantego Area
Price Range: $300K-$450K
Character: Quiet enclave, mature trees
Entertainment District
Price Range: $280K-$400K
Character: Near stadiums, walkable
Southwest Arlington
Price Range: $250K-$380K
Character: Growing area, newer homes
Arlington Homeowners Share Their Stories
"Both work events at AT&T Stadium. Emmett understood seasonal income and made FHA work. $295K home, 3.5% down, and we're five minutes from work. Arlington is perfect for us!"
February 2026
"Recent UTA grad, first real job. Never thought I could buy so soon. Emmett found me a $245K townhome with FHA—$8,575 down. Building equity instead of paying rent!"
January 2026
Calculate Your Arlington FHA Payment
See exactly what an Arlington home would cost monthly. Include taxes, insurance, and PMI.
Arlington FHA Loan Requirements 2026
Basic Requirements
- 580+ credit score (3.5% down)
- 500-579 credit score (10% down)
- Steady employment (2+ years)
- 43% max debt-to-income ratio
- Primary residence only
- Property must meet FHA standards
Arlington-Specific Info
- Tarrant County FHA limit: $541,287
- Property taxes: ~2.1% (budget accordingly)
- No flood zones in most areas
- Entertainment worker income accepted
- UTA employee/student programs available
- New and established neighborhoods qualify
Frequently Asked Questions: Arlington FHA Loans
What is the FHA loan limit in Arlington, TX for 2026?
The 2026 FHA loan limit in Arlington (Tarrant County) is $541,287. Arlington offers excellent value with median prices around $320K, well within FHA limits for most neighborhoods.
Which Arlington neighborhoods work best for FHA buyers?
FHA-friendly Arlington neighborhoods include North Arlington, Pantego area, Southeast Arlington, and areas near UTA. Established neighborhoods like Dalworthington Gardens border also offer good value.
Is Arlington affordable for first-time buyers?
Yes! Arlington is one of DFW's most affordable major cities. Median home prices around $320K mean entry-level homes from $200K-$350K exist. With FHA's 3.5% down, first-time buyers can enter easily.
Can I work in entertainment and buy with FHA in Arlington?
Absolutely! AT&T Stadium, Globe Life Field, and Six Flags employ thousands. Seasonal/event income can qualify with proper documentation. Emmett specializes in non-traditional income verification.
Ready to Buy in Arlington?
Cowboys, Rangers, and your new home—all in Arlington. Get pre-qualified for your FHA loan today.