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Rates & Market
Mortgage rates move for reasons that have little to do with the headlines. This hub explains what actually drives rates — the bond market, Fed policy, and economic data — plus timely coverage of the news events shaping what you will pay. Understand the forces so you can time your move wisely.
All Rates & Market articles & guides
Mortgage Rates
Current mortgage rate ranges, updated weekly.
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Rocket Partners with Compass: How Your Agent Connection Unlocks 40 Basis Points in Savings
The new Rocket-Compass partnership is reshaping real estate. As a correspondent lender with Rocket, we can pass along 0.4% in lender credits to clients working with Compass agents—saving you thousands at closing.
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The Truth About Mortgage Rates: Why MBS Markets Matter More Than the Fed
Discover why mortgage rates are driven by Mortgage Backed Securities, not the Federal Reserve. Learn how bond prices, yields, and MBS coupons directly impact your rate sheet pricing—plus a real client story about saving thousands by timing the market.
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White House $200B Bond Buy: Impact on Mortgage Rates
The White House announced $200 billion in MBS purchases. Here is what this means for mortgage rates and when you might see relief.
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Federal Push for Lower Mortgage Rates: 2026 Changes
Federal agencies are deploying strategies to lower mortgage rates in 2026. Learn how FHFA, FHA, and Treasury actions may help you save.
Read moreFannie Mae Drops 620 Credit Score Minimum for 2026
Fannie Mae eliminated its 620 credit floor, opening conventional loans to millions more borrowers. See what this means for your options.
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