Jumbo Loans
Union, Kentucky
Premium financing for Triple Crown, Wetherington, and Gunpowder Creek estates. Loans above $832,750 with competitive jumbo rates for Boone County's luxury market.
Union Jumbo Loan Advantages
No Loan Limits
Finance luxury estates in Triple Crown and Wetherington from $832,750 to $3 million+ with competitive jumbo rates.
Flexible Terms
15, 20, and 30-year fixed options plus adjustable-rate jumbos for shorter holding periods or lower initial payments.
Executive Programs
Physician mortgages, executive relocation loans, and asset-based lending for Cincinnati professionals moving to Union.
Premium Union Communities
Our jumbo financing serves Union's most prestigious neighborhoods
Triple Crown
Estate homes from $600K-$2M+ with golf course views, equestrian facilities, and luxury amenities.
Typical Loan: $800K-$1.5M
Wetherington
Golf community with custom builds from $500K-$1.5M. Popular with Cincinnati healthcare executives.
Typical Loan: $700K-$1.2M
Gunpowder Creek Estates
Newer development with luxury single-family homes from $450K-$900K on premium lots.
Typical Loan: $600K-$850K
Jumbo Mortgage Calculator
Estimate payments for Union luxury homes
Monthly Payment Calculator
Calculate your estimated monthly mortgage payment including taxes and insurance
Union Jumbo Loan FAQs
What is the minimum down payment for a jumbo loan in Union KY?
Most jumbo loans in Union require 10-20% down payment. For properties in Triple Crown or Wetherington exceeding $1 million, 15-20% is typical. Our physician and executive loan programs may offer as low as 10% down with strong income documentation.
What are current jumbo mortgage rates in Union Kentucky?
Jumbo rates in Union typically run 0.25-0.5% higher than conforming rates. With our network of 240+ wholesale lenders, we often secure rates as low as 6.375% for well-qualified borrowers with 740+ credit scores and 20% down.
Can I get a jumbo loan for new construction in Union?
Yes, we offer jumbo construction-to-permanent loans for custom builds in Union communities. Single-close options simplify financing for new construction in Wetherington or Triple Crown developments.
Get Your Home Loan Quote
Connect with Emmett directly. Quick response, personalized guidance for your Union home purchase.
Why Contact Emmett?
- ✓ Local Union market expertise
- ✓ Access to 240+ wholesale lenders
- ✓ Same-day pre-qualification available
- ✓ No obligation, free consultation