VA Loans — Security-Widefield, CO
With Fort Carson's gates just minutes away, Security-Widefield is the natural home for military families. VA loans are the community's most-used mortgage product—offering zero down payment, no PMI, and rates that stretch your BAH further.
Start Your VA Loan
Security-Widefield exists because of Fort Carson. The community grew up around the installation, and today roughly four in ten home purchases involve VA financing—one of the highest concentrations of VA loan usage in Colorado. For good reason: a $385,000 home with zero down and no PMI translates to monthly payments around $2,300, well within BAH allowances for E-5 and above ranks.
The VA loan advantage is especially pronounced in this price range. A conventional buyer putting 5% down on the same home would pay an additional $180–$220 per month in PMI, plus need $19,250 for the down payment. For a family on a PCS timeline, keeping that cash liquid for moving expenses, furniture, and emergency reserves is often the smarter financial move.
We work extensively with Fort Carson families and understand the unique aspects of military home buying: tight PCS timelines, deployment considerations, BAH calculations, and the importance of choosing a home that will rent well if you receive orders. Our pre-approval process is streamlined for military borrowers, and we coordinate closely with installation housing offices to ensure a smooth transition from on-post to off-post living.
Zero Down Payment
Keep your savings for PCS expenses, not a down payment
No PMI Ever
Save $180–$220/month compared to 5%-down conventional
BAH Covers Payment
Colorado Springs BAH supports $350K–$450K purchase prices
Reusable Benefit
Use VA loans at every duty station throughout your career
Calculate your estimated monthly mortgage payment including taxes and insurance
Proximity to Fort Carson means thousands of active-duty families live here. VA offers zero down and no PMI, ideal for E-4 to E-7 service members.
Yes, BAH counts as qualifying income. Colorado Springs BAH rates typically support purchases in the $350K–$450K range.
Connect with Emmett directly. Quick response, personalized guidance for your Security-Widefield home purchase.