Luxury financing for the Venice of America—Intracoastal estates, Las Olas mansions, and deep-water dock homes.
Fort Lauderdale is built on water. With 165 miles of navigable waterways, more boats per capita than anywhere in the world, and the iconic Las Olas Boulevard anchoring its cultural identity, Fort Lauderdale's luxury market is inseparable from its maritime character. The Intracoastal Waterway and its feeder canals create some of South Florida's most coveted addresses—homes with private docks for 100-foot yachts, direct ocean access, and panoramic water views commanding $2M-$20M+. Since 2020, Fort Lauderdale has experienced explosive growth driven by corporate relocations and tech workers from high-tax states, creating a luxury market where jumbo financing is the entry ticket.
$2M–$15M+
Deep-water docks, direct ocean access, yachting lifestyle
$3M–$20M+
Guard-gated, private beach, mega-yacht berths
$1M–$5M
Historic charm, New River access, walkable to Las Olas
$600K–$2M
Trendy urban neighborhood, renovated bungalows, close to beaches
$800K–$4M+
Oceanfront condos, A1A lifestyle, resort-style living
We understand seawall inspections, dock valuations, and elevation certificates that standard lenders struggle with.
Fort Lauderdale's luxury price points demand jumbo programs that reach well above $3M.
Finance oceanfront condos in buildings other lenders won't touch—investor-heavy or pending litigation.
Bank statement and asset-depletion jumbo programs for self-employed yacht brokers and business owners.
Buy your dream home before selling your current property with short-term bridge financing.
We structure loans accounting for Fort Lauderdale's wind and flood insurance costs.
Get your personalized jumbo loan rate in minutes. No obligation, no credit impact for pre-qualification.
In Broward County, any mortgage above $832,750 is jumbo. Most desirable Fort Lauderdale areas require jumbo financing.
Absolutely. We regularly finance properties with private docks, boat lifts, and seawalls. Appraisals properly account for maritime improvements.
Flood insurance is required in FEMA flood zones. We help structure your loan to accommodate these costs in DTI ratios.
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Connect with Emmett directly. Quick response, personalized guidance for your Fort Lauderdale home purchase.