Greeley CO Mortgage Lender — NMLS #233747
Home Loans in Greeley, Colorado — Weld County's Growing Hub
Greeley delivers Northern Colorado affordability without sacrificing quality of life. From UNC campus neighborhoods to new developments in west Greeley, let Emmett Clark find the mortgage that fits your budget and goals.
Why Homebuyers Are Choosing Greeley, Colorado
Greeley has transformed from a quiet agricultural town into one of Northern Colorado's fastest-growing cities. Home to the University of Northern Colorado, a thriving downtown dining scene, and some of the region's most affordable housing, Greeley attracts first-time buyers, families, and investors who recognize its tremendous upside potential.
NoCo Affordability Leader
Median home prices around $400,000-$430,000 make Greeley significantly more affordable than Fort Collins ($550K+) or Loveland ($500K+). First-time buyers stretching their budget in neighboring cities often find their ideal home in Greeley.
University Town Energy
The University of Northern Colorado brings 12,000+ students, cultural events at the Union Colony Civic Center, and steady rental demand. Greeley's revitalized downtown along 8th Avenue features craft breweries like Weldwerks Brewing—named one of America's best—plus diverse restaurants and local boutiques.
Strong Growth Trajectory
Weld County's energy sector, JBS USA headquarters, Banner Health, and North Colorado Medical Center drive employment. Home values have appreciated 5-7% annually, with west Greeley developments attracting new construction and commercial growth along US-34.
Greeley CO Home Loan Programs
Whether you are a first-time buyer, upgrading to a larger home, or investing in Weld County property, we have the right mortgage program for you.
FHA Loans
The most popular choice for first-time home buyers in Weld County. Just 3.5% down with flexible credit requirements makes FHA perfect for Greeley's affordable housing market.
Learn More →Conventional Loans
Competitive rates with the ability to drop PMI at 20% equity. Down payments from 3% for qualified Greeley buyers. Ideal for borrowers with strong credit profiles.
Learn More →We also offer VA loans for military families and Jumbo loans for properties above the $832,750 Weld County conforming limit. Call (866) 617-7381 to discuss your Greeley mortgage options.
Greeley Real Estate Market at a Glance
~$415K
Median Home Price
5-7%
Annual Appreciation
$832,750
Conforming Loan Limit
35-50
Avg Days on Market
Greeley Monthly Payment Calculator
Discover how much home you can afford in Greeley's budget-friendly market. Adjust your income, debts, and down payment to plan your Weld County home purchase.
Monthly Payment Calculator
Calculate your estimated monthly mortgage payment including taxes and insurance
Living in Greeley — Local Favorites
Food & Drink Scene
Weldwerks Brewing Co. draws craft beer enthusiasts from across the state with its nationally-acclaimed brews. Batter Up Pancakes & Cafe is a beloved breakfast spot, while Fat Albert's serves legendary burgers. The 8th Avenue corridor has blossomed with new restaurants including Margaritas, The Kress Cinema & Lounge, and Rio Grande Mexican Restaurant.
Community & Culture
The Greeley Stampede is Colorado's largest outdoor rodeo and Western celebration, running every Fourth of July week. Catch performances at the Union Colony Civic Center, explore the Greeley History Museum, or cheer on the UNC Bears. Poudre River Trail provides miles of biking and walking paths connecting neighborhoods to nature.
Frequently Asked Questions
Is Greeley CO affordable for first-time home buyers?
What is the conforming loan limit in Weld County for 2026?
What mortgage programs are available in Greeley Colorado?
How fast are Greeley home values appreciating?
Get Your Home Loan Quote
Connect with Emmett directly. Quick response, personalized guidance for your Greeley home purchase.
Why Contact Emmett?
- ✓ Local Greeley market expertise
- ✓ Access to 240+ wholesale lenders
- ✓ Same-day pre-qualification available
- ✓ No obligation, free consultation